Terms of use

Acceptance of these terms

These terms of use (the “terms”) govern your access to and use of the website at myinsuranceexpert.co.uk (the “site”), operated by My Insurance Expert. By accessing, browsing or otherwise using the site you confirm that you accept these terms and agree to comply with them. If you do not agree to them, you must not use the site.

About us and our role

My Insurance Expert provides independent research and general information about insurance products in the United Kingdom. We are an introducer, not an adviser. The information on this site is provided for general information only and does not constitute financial, insurance or other professional advice, a personal recommendation, or an offer to arrange or sell any policy.

My Insurance Expert is not authorised or regulated by the Financial Conduct Authority (FCA). We do not advise on, arrange, or sell insurance policies. Where you ask us to, we may pass your enquiry to FCA-authorised brokers or providers who can advise you and arrange cover. Any advice or arrangement is provided by that regulated firm, not by us. We may receive an introducer or affiliate fee for introductions and referrals.

No warranty and accuracy of information

We take care to keep the information on this site accurate and up to date, but we make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or current. Any figures, prices, premiums or savings shown are indicative and illustrative only, are not quotes, and may change. You should always verify any information directly with the relevant provider or a suitably qualified, FCA-authorised professional before making a decision. The site is provided on an “as is” and “as available” basis.

Third-party links and introductions

The site may contain links to, and introductions to, third-party websites, brokers and providers. These links and introductions are provided for your convenience and information only. We do not control, endorse or accept responsibility for the content, products, services or policies of any third party, and we are not responsible for any dealings between you and them. Where you are introduced to an FCA-authorised firm, that regulated firm is solely responsible for any advice it gives and for arranging any policy, and your relationship in respect of that advice or arrangement is with them, not with us.

Acceptable use

You may use the site only for lawful purposes. You must not use the site in any way that breaches any applicable law or regulation; that is fraudulent or has any fraudulent purpose or effect; or that seeks to harm, disrupt, damage or gain unauthorised access to the site, the server on which it is stored, or any computer or database connected to it. You must not misuse the site by knowingly introducing viruses, trojans, worms or other malicious or harmful material, and you must not attempt to scrape, copy, republish or systematically extract content from the site without our permission.

Intellectual property

All content on the site — including text, graphics, layout, logos and design — is owned by, or licensed to, My Insurance Expert and is protected by copyright and other intellectual property laws. You may view and print individual pages for your own personal, non-commercial use. You must not otherwise copy, reproduce, republish, distribute or exploit any part of the site without our prior written permission.

Limitation of liability

To the fullest extent permitted by law, My Insurance Expert excludes all liability for any loss or damage, whether direct, indirect or consequential, arising out of or in connection with your use of, or inability to use, the site, or your reliance on any content on it. In particular, we are not liable for decisions you make on the basis of the general information provided here. Nothing in these terms excludes or limits our liability where it would be unlawful to do so, including liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation.

Changes to the site and these terms

We may update, change, suspend or withdraw all or any part of the site, and we may revise these terms, at any time and without notice. Any changes take effect when published on this page. Please check this page from time to time, as your continued use of the site after changes are published means you accept the revised terms.

Governing law and jurisdiction

These terms, their subject matter and their formation are governed by the laws of England and Wales. You and we agree that the courts of England and Wales have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms or the site.

Contact

My Insurance Expert is registered at 60 Tottenham Court Road, London, W1T 2EW. If you have any questions about these terms, please contact us at editorial@myinsuranceexpert.co.uk.

Last updated: 2026-06-13