Independent UK insurance research · updated regularly Information only · not financial advice · disclosures in footer
How we get paid

Free to use, and clear about how we make money

My Insurance Expert is free to use and we never charge you a penny. We’re an independent insurance research site — not an FCA-authorised insurer, broker or adviser, and we don’t sell, arrange or compare insurance. Here’s the honest position: right now, this site doesn’t make money at all, and this page explains what that means.

Typical UK insurance costs

Independent research — typical UK costs from ABI, Which? and MoneyHelper published data.

How we make money

My Insurance Expert is free for you to use — and at present the site earns no money at all. We have no commercial relationships with insurers, brokers or comparison sites, no affiliate links, and we receive no introducer fees or commission; every link on this site points to our own research pages. The site is currently unmonetised while we build our research. If that changes — for example through advertising or clearly disclosed partnerships — the details will be set out on this page before any revenue starts. We do not advise on, sell, arrange or compare insurance, and we never charge you for using the site.

Does money affect our research?

No. There is currently no commission or partner income to influence anything, and we don’t accept payment for editorial placement. Our plain-English guides and research are based on cover, transparency and customer factors. If disclosed revenue is ever introduced, it will never shape what we publish or how we present providers.

What we don’t do

  • We don’t give financial advice — we help you understand your options so you can decide.
  • We don’t advise on, sell, arrange or compare insurance.
  • We don’t have commercial relationships with insurers, brokers or comparison sites — and if any are introduced in future, they will be disclosed here first.

Frequently asked questions

Does it cost me anything to use My Insurance Expert?

No. My Insurance Expert is free to use and we never charge you a penny.

How do you make money?

Right now, we don't. The site is currently unmonetised while we build our research — we have no affiliate links, no introducer arrangements and no commercial relationships with insurers, brokers or comparison sites. Any future revenue, such as advertising or disclosed partnerships, will be set out on this page before it starts.

Are you an insurer, broker or adviser?

No. We're an independent insurance research and information site. We are not an FCA-authorised insurer, broker or adviser, and we don't advise on, sell, arrange or compare insurance.

Does commission affect your research?

No — there is no commission. We currently earn nothing from insurers, brokers or comparison sites, and we never accept payment for editorial placement. Our research is based on cover, transparency and customer factors.

Do you give financial advice?

No. We explain your options in plain English so you can make your own informed decision. We don't give financial advice or personal recommendations.

Will I pay more by using your links?

No. Our links point to our own research pages — there are no affiliate links on this site, and we earn nothing from anything you click.

Last updated: 2026-08-02